TERMS AND CONDITIONS OF USE
1. Authorised users
These webpages are intended only for persons who are permanent residents of the Kingdom of Denmark. The user agrees to discontinue use of these webpages if, in future, he or she ceases to be a resident of this country/these countries.
2. No offer, no solicitation to purchase
These webpages serve solely to provide the user with information and do not constitute a solicitation or offer by Bank Vontobel Europe AG, Frankfurt branch (referred to collectively with affiliates as "Vontobel"), to purchase or sell securities. Investors are not able to purchase or sell the securities described on these webpages directly from Vontobel, but through their own bank only.
3. No contract to provide information; no advice; hotline; complaints
The use of these webpages shall not operate to create a contractual relationship with Vontobel extending beyond these Terms and Conditions of Use. In particular, the information presented on these webpages shall not be deemed to be an offer by Vontobel to enter into a contract to provide information either on a gratuitous or non-gratuitous basis. In light of this, the user's visit to these webpages or retrieval of information contained therein shall not bring about a contract between Vontobel and the user to provide information.
Neither the information on these webpages nor information which users receive through the hotline shall constitute any investment, tax or other advisory service. Such information does not take into account the user's specific situation as regards his or her investment targets and risk appetite. Such information does not replace the advice by your bank or any other tax or financial adviser, which is essential in each individual case prior to taking any purchasing decision.
Users should direct any objections or complaints relating to these webpages in writing to the following address:
Bank Vontobel Europe AG
Niederlassung Frankfurt am Main
Bockenheimer Landstraße 24
60323 Frankfurt am Main
Germany
4. No financial analysis
Information provided on the webpages does not constitute financial analysis and also does not satisfy the statutory requirements for ensuring the unbiased nature of financial analysis; nor is such information subject to a ban on trading prior to the publication of financial analyses.
5. Risks
The purchase of securities is associated with financial risks. Given unfavourable conditions, such risks may materialise and lead to a total loss of the invested capital.
6. Price information
The price information contained in these webpages originates either from third-party sources such as financial information service providers or has been calculated by Vontobel itself.
In some cases, current prices of securities or underlyings may be shown with a time delay. Users can find additional price information, in particular information pertaining to the past price performance of the underlying, at the place referred to in the prospectus for the relevant security. Historical price performance is not a reliable indicator of future price performance of the underlying or the securities. It should be noted that Vontobel provides no warranty for the accuracy of the price information and that price information shall be subject to correction at any time (see also with respect to the exclusion of warranty).
7. Information on returns
On these webpages, all information concerning returns, such as bonus or maximum returns, refers to gross returns which do not factor in costs that will be incurred. Investors will, in fact, incur costs which diminish returns. These include, for example, securities account or transaction costs. The extent of the impact of any such costs on the net return depends on the amount of the investment and the costs actually incurred by the relevant investor.
8. Product information sheet
For the majority of investment products, product information sheets can be retrieved on these webpages on the relevant product detail site under the "Documents" section.
To the extent the user retrieves a product information sheet, Vontobel shall be entitled – but not required – to store user data (in particular the IP address, provider and the referrer URL), the time of access and the contents of the product information sheet transmitted to the user. Such storage serves to satisfy regulatory requirements, and the stored data may also be used in the context of legal disputes between the user or other investors and Vontobel. The data privacy policy also refers to this data.
9. Prospectus
In order to receive detailed information pertaining in particular to the structure and the risks associated with an investment in the securities, users considering the purchase of securities described on these webpages should read the base prospectus, which, in addition to the final terms and any supplements to the base prospectus, is published on these webpages (see the "Prospectuses" heading and the relevant product detail site) and which is obtainable free of charge from the issuer, Vontobel Financial Products GmbH, Bockenheimer Landstraße 24, 60323 Frankfurt am Main, Germany.
10. Conflicts of interest
It should be noted that, from time to time, Vontobel purchases or sells securities, commodities, futures and options for hedging and other purposes, or holds positions (long or short) in these which are identical to or connected with such securities. This may possibly have an impact on the value of the securities. In addition, Vontobel may be the calculation agent or sponsor of underlyings and, as such, may make determinations which affect the value of the securities.
11. Commission payments by Vontobel
Vontobel may pay commissions to distribution partners in connection with the distribution of any securities. Such commission payments will reduce the return the investor is able to achieve. If commissions are paid, you will find information pertaining to the amount of these commission payments in the relevant final terms.
12. Selling restrictions
The products described on these webpages are not permitted to be offered for sale in all countries and are in each case reserved for the group of persons who are authorised to purchase the products. The selling restrictions which apply to specific products are set out in the relevant prospectuses and should be read carefully by the user.
In particular, the following selling restrictions apply:
Legal entities domiciled in the U.S.
The information contained in these webpages is not intended for the U.S. U.S. citizens (within the meaning of Regulation S of the U.S. Securities Act of 1933) and legal entities which are domiciled in the U.S. are prohibited from accessing these webpages. Information provided on these webpages is not permitted to be disseminated or disclosed in the U.S. or other countries in which doing so would breach their applicable law. The securities listed here are not and will not be registered pursuant to the U.S. Securities Act of 1933, and no authorisation was obtained to trade these securities pursuant to the U.S. Commodities Exchange Act of 1936. The securities are not permitted to be sold or offered in the U.S., to U.S. citizens or to legal entities domiciled in the U.S.
The products described on these webpages will be offered or sold to legal entities in other jurisdictions only if this is permissible under the relevant applicable legal provisions.
13. No warranty for content
The provision of or the content on these webpages or other services shall not give rise to any obligations of Vontobel vis-à-vis the users.
Although these webpages are based on information which Vontobel deems reliable and Vontobel strives to keep this information up-to-date, Vontobel provides no warranty whatsoever for the information contained on these webpages (announcements regarding the terms and conditions of the securities shall remain unaffected thereby). In particular, Vontobel provides no warranty as to (a) the quality, accuracy, currentness, availability and completeness of the data and other information on these webpages, (b) the timely and accurate notification of users that defined limits and thresholds have been reached, (c) continuing to provide or update such information in the future, (d) the suitability or appropriateness of securities for investors, (e) the accounting and tax consequences of investing in securities and (f) the future price performance of securities. Investors should, if necessary, seek the advice of professional advisers.
The values and prices presented on these webpages do not factor in the size of transactions, i.e., a specific transaction's size may result in deviating values or prices. In addition, these may not correspond to the value or price which is obtainable on the relevant market at the time a user would like to purchase or sell specific securities or currency.
14. Links
These webpages may contain links to websites which are financed and maintained by third parties. Vontobel provides users with such links solely to assist them in finding other sites. Vontobel has not examined the information, software or products on such sites with respect to content or proper functioning. As such, Vontobel makes no representations whatsoever about the content of such sites. In addition, Vontobel assumes no liability for any technical defects or viruses contained on such sites. The fact that Vontobel provides a link does not constitute a recommendation or confirmation by Vontobel as to the content on such sites, their owners or the persons responsible for them.
15. Rights in content and layout
The content and layout of the webpages, including the underlying software, are copyrighted and otherwise protected. The reproduction, transmission, modification, linking or use of the webpages (in full or in part) for public or commercial uses without the written consent of Vontobel shall be prohibited. Downloads and copies of these webpages are for private, non-commercial use only; they may not be disclosed to third parties.
16. Applicable law/jurisdiction
These Terms and Conditions of Use shall be governed by the laws of the Federal Republic of Germany.
In respect of any legal disputes arising in connection with these Terms and Conditions, all private users who are not residents of one of the countries in which Council Regulation (EC) No 44/2001 of 22 December 2000 on jurisdiction and the recognition and enforcement of judgments in civil and commercial matters applies, or which is a signatory and ratifier of the Lugano Convention of 16 September 1988 on jurisdiction and the enforcement of judgments in civil and commercial matters, and all commercial users shall be subject to the exclusive jurisdiction of the competent court of Frankfurt am Main, Germany.